How Car Insurance Companies Investigate Accident Claims
They will also investigate the details of the accident to determine if any foul play occurred. If your policy does not cover the damages you have filed, your car insurance company will not pay out. Likewise, if it is determined that there is any suspicious nature related to the claim, your claim will not be paid out. Furthermore, you could end
The specific nature of the investigation will depend on the nature of your claim. A car insurance company will follow a true and tested series of steps to investigate your case. We have reviewed some of the steps below: An Adjuster Will be assigned to Your Case. This is the person that will investigate your claim on behalf of the car insurance
Featured In. Car insurance fraud costs insurance companies billions of dollars every year. This amount is then passed onto the public, which has to pay higher premiums. As a consequence, automobile insurance companies take fraudulent insurance claims very seriously. This article will discuss how a car accident claims adjuster investigates fraud.
If you have had a car accident you will need to report the incident to your insurance company as soon as you can. Knowing what to do after an accident will help the claims process go as smoothly
How Car Insurance Companies Handle Car Accident Claims When you report a car accident to an insurance company, it is assigned to a claims adjuster. The adjuster will investigate the accident and decide who is at fault.
Opening a File : The first thing an insurance company will do is to open a file and assign your file to an insurance claims adjuster. This is the person who will investigate the details of your accident and your injury to negotiate a settlement of the claim. These insurance adjusters are essentially investigators throughout the claims process.